Terms of Use
Effective Date: November 06, 2025
Welcome to Stratton Financial Solutions (the "Site"), accessible at https://stratton-financial.com. These Terms of Service ("Terms") govern your access to and use of the Site and any services provided through it (collectively, the "Services"). The Site is operated by Stratton Financial Solutions, a financial advisory firm based in Denver, Colorado, United States ("we," "us," or "our").
By accessing or using the Site or Services, you agree to be bound by these Terms. If you do not agree, do not use the Site or Services.
1. Eligibility
You must be at least 18 years old and capable of forming a legally binding contract to use the Site or Services. By using the Site, you represent and warrant that you meet these requirements.
2. Use of the Site and Services
2.1 License
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site and Services for personal, non-commercial purposes, subject to these Terms.
2.2 Prohibited Uses
You agree not to:
Use the Site or Services for any illegal purpose or in violation of any laws.
Interfere with or disrupt the Site, servers, or networks.
Attempt to gain unauthorized access to any portion of the Site or Services.
Copy, modify, distribute, sell, or lease any part of the Site or Services without our prior written consent.
Use any automated means (e.g., bots, scrapers) to access the Site without permission.
Impersonate any person or entity or misrepresent your affiliation with us.
3. User Content
3.1 Submission
You may submit content such as inquiries, feedback, or materials ("User Content") through the Site. You retain ownership of your User Content but grant us a worldwide, royalty-free, perpetual, irrevocable license to use, modify, distribute, and display it for operating, improving, and promoting the Services.
3.2 Responsibility
You are solely responsible for your User Content. You represent that it does not infringe third-party rights, is not defamatory, and complies with laws. We may remove any User Content at our discretion.
4. Financial Information and Advice
4.1 General Information Only
Content on the Site, including articles, calculators, or tools, is for informational purposes only and does not constitute personalized financial, investment, tax, or legal advice. It is not a substitute for professional consultation.
4.2 No Guarantee
We do not guarantee the accuracy, completeness, or timeliness of any information. Market conditions change, and past performance is not indicative of future results. You should consult qualified professionals before making decisions.
4.3 Risks
Investing involves risks, including loss of principal. Any reliance on Site content is at your own risk.
5. Intellectual Property
The Site, its content (excluding User Content), trademarks, logos, and designs are owned by us or our licensors and protected by copyright, trademark, and other laws. You may not use them without our written permission, except as allowed under these Terms.
6. Third-Party Links and Services
The Site may contain links to third-party websites or services. We are not responsible for their content, privacy practices, or availability. Your use of third-party sites is at your own risk and subject to their terms.
7. Disclaimer of Warranties
THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ERROR-FREE OPERATION. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, SECURE, OR VIRUS-FREE.
8. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, WE, OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SITE OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY SHALL NOT EXCEED $100 OR THE AMOUNT YOU PAID US IN THE PAST 12 MONTHS, WHICHEVER IS GREATER.
Some jurisdictions do not allow certain limitations, so these may not apply to you.
9. Indemnification
You agree to indemnify, defend, and hold harmless us and our affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including attorneys' fees) arising from your violation of these Terms, your User Content, or your use of the Site or Services.
10. Termination
We may suspend or terminate your access to the Site or Services at any time, without notice, for any reason, including breach of these Terms. Upon termination, your license ends, and you must cease all use. Sections surviving termination include 3, 5, 7, 8, 9, 11, and this section.
11. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of Colorado, without regard to conflict of laws principles. Any disputes shall be resolved exclusively in the state or federal courts in Denver, Colorado. You agree to personal jurisdiction there.
12. Changes to Terms
We may update these Terms at any time. Changes will be posted on the Site with the new effective date. Your continued use after changes constitutes acceptance. Check periodically for updates.
13. Privacy
Your use is also governed by our Privacy Policy, available at [insert link to Privacy Policy, e.g., https://stratton-financial.com/privacy-policy].
14. Miscellaneous
Entire Agreement: These Terms and our Privacy Policy constitute the full agreement.
Severability: If any provision is invalid, the remainder remains enforceable.
No Waiver: Our failure to enforce a right does not waive it.
Assignment: We may assign these Terms; you may not without consent.
Force Majeure: We are not liable for delays due to events beyond our control.