Effective Date: November 6, 2025

Stratton Financial Solutions LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website https://stratton-financial.com (the "Site"), contact us, or engage with our financial services. We provide financial planning solutions, including life insurance with living benefits, tax-free retirement strategies, business planning, and mortgage protection, to help individuals and families build secure financial foundations.

By using the Site or our services, you consent to the practices described in this Privacy Policy. If you do not agree with these terms, please do not use the Site or provide us with your information.

1. Information We Collect

We collect information to provide and improve our services, respond to inquiries, and comply with financial regulations. The types of information we may collect include:

Personal Information

Contact Details: Name, email address, phone number, and mailing address, collected when you submit forms (e.g., contact or newsletter sign-up) or request a consultation.

Financial Information: Details about your income, assets, retirement goals, insurance needs, or business operations, shared voluntarily during consultations or applications for financial products.

Identification Information: Date of birth, Social Security number, or other identifiers required for insurance underwriting or regulatory compliance (e.g., under state insurance laws).

Non-Personal Information

Usage Data: IP address, browser type, device information, pages visited, time spent on the Site, and referral sources, collected automatically via cookies and analytics tools.

Communication Data: Information from emails, calls, or messages you send us, including preferences for follow-up.

We do not collect sensitive information (e.g., health data) through the Site itself but may receive it during secure, direct consultations for product applications, in compliance with applicable laws like HIPAA where relevant.

2. How We Collect Information

Directly from You: When you fill out forms, schedule appointments, or provide details during interactions.

Automatically: Through cookies, web beacons, and similar technologies. You can manage cookie preferences via your browser settings.

From Third Parties: From affiliates like Alliance Group, LLC (our partner for living benefits products), or service providers (e.g., analytics tools) with your consent.

3. How We Use Your Information

We use your information to:

Respond to inquiries and provide personalized financial advice.

Process applications for insurance or financial products, including living benefits life insurance.

Send newsletters, updates, or promotional materials (you can opt out at any time).

Improve the Site and services through analytics.

Comply with legal obligations, such as anti-money laundering (AML) requirements or state insurance regulations.

Prevent fraud and ensure security.

4. How We Share Your Information

We do not sell your personal information. We may share it in limited circumstances:

With Service Providers: Trusted third parties (e.g., insurers like Alliance Group, LLC, or IT vendors) who assist in delivering services, bound by confidentiality agreements.

For Legal Reasons: If required by law, subpoena, or regulatory authorities (e.g., state insurance departments).

Business Transfers: In the event of a merger, acquisition, or sale of assets.

With Your Consent: For any other purpose you explicitly approve.

We ensure shared parties adhere to similar privacy standards and only use your information for the specified purposes.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information, such as encryption for sensitive data transmissions and secure servers. However, no method is 100% secure, and we cannot guarantee absolute security. You are responsible for keeping your login credentials confidential.

6. Your Rights and Choices

Depending on your location, you may have rights under laws like the California Consumer Privacy Act (CCPA) or General Data Protection Regulation (GDPR). These include:

- Accessing, correcting, or deleting your personal information.

- Opting out of marketing communications or certain data sharing.

- Requesting information on disclosures to third parties.

To exercise these rights, contact us at the details below. We will respond within 45 days (or as required by law). For CCPA purposes, in the past 12 months, we have not sold personal information and have disclosed it to affiliates for service provision.

You can also:

- Unsubscribe from emails via the link in messages.

- Disable cookies in your browser, though this may limit Site functionality.

7. Children's Privacy

Our Site and services are not directed to children under 13. We do not knowingly collect information from children. If we learn we have, we will delete it promptly.

8. International Users

Our operations are based in the United States. If you access the Site from outside the US, your information may be transferred to and processed in the US, where privacy laws may differ. By using the Site, you consent to this transfer.

9. Third-Party Links

The Site may contain links to third-party sites (e.g., Alliance Group). We are not responsible for their privacy practices. Review their policies before providing information.

10. Changes to This Privacy Policy

We may update this policy to reflect changes in our practices or laws. We will post the revised version on the Site with an updated effective date. Continued use of the Site after changes constitutes acceptance.

11. Contact Us

For questions, concerns, or to exercise your rights, contact:

Stratton Financial Solutions LLC

Email: [email protected]

Phone: (720) 776-9667

You may also reach our Data Protection Officer at the above email.

This Privacy Policy complies with applicable US federal and state laws, including those governing financial services and consumer data. If you are in the EU/UK, we process data under GDPR as a controller.

Thank you for trusting Stratton Financial Solutions LLC with your financial journey.